US poker Visa deposits have long been the preferred deposit method for Americans. Online poker sites that accept players from the USA have done a very good job of increasing the success rate for Visa deposits. Visa is one of the only U.S. friendly deposit methods that allow you to receive the money instantly. Western Union and Moneygram are the other major US deposit methods, but these can take anywhere from several hours to a couple days to be credited.
Visa cards are issued to checking account holders by many banks in the United States. You do not even need to have a bank account to deposit at a poker room using Visa. Many retail stores and even gas stations are selling prepaid Visa cards and these have been proven to be just as effective as Visa debit and credit cards. US poker sites that accept Visa deposits have been struggling to process these transactions for free, but in the last couple of years that has proven to be impossible. Players have to pay a fee on Visa deposits at many U.S. poker sites. There are ways around these small fees at our featured US poker rooms. Visa is a great deposit method because of its availability, success rate and because funds are instantly credited.
What If My USA Visa Poker Deposit Gets Declined?
When a Visa deposit at a poker room is declined it is not the poker site stopping the transaction from going through. The financial institutions that issue Visa cards all have specific rules about online poker. Some will try to block card holders from depositing at online gambling sites, but the majority of Visa holders will not have any trouble. If your Visa card is declined there are a few things that you can do apart from trying a different Visa debit or credit card:
- Purchase a prepaid Visa card and use that to deposit.
- Use your Visa card to submit an online money transfer at the Western Union or Moneygram web site. You can also use cash and send the money in person at any participating retailer.
Visa Deposit Fees At US Poker Rooms
As I previously mentioned there are some fees associated with Visa deposits at many U.S. friendly poker sites. The standard fee is 9-10%, but you may not have to pay this fee every time you deposit. Some US poker rooms will cover this fee once or twice per month. Processing Visa card deposits is a risky business due to the unclear legal atmosphere in the United States so the companies that work with US poker rooms charge a premium.
In the past poker rooms would cover this fee every time, but that is no longer a viable option. By offering one or two free deposits they are still taking the brunt of the cost. You can reduce your Visa card deposit fees significantly by planning your deposits in advance. Use the free deposit to put as much money in your account as you can and try not to withdraw your entire balance.
Many players will withdraw their entire bankroll and then deposit a few days later when they feel like playing poker. They could have saved themselves money by simply leaving some money in their accounts.
You may also be able to receive extra charge-free Visa deposits if you ask the poker room directly. You do not always have to be a VIP player in order to receive preferential treatment. It does help, but sometimes simply asking works just as well.